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Medical Doctors, Cardiovascular Surgeons, Neurosurgeons, New and Used, Machine, Equipment Financing, Leasing, Business Loans, Application Only and Ful
Filed Under (Finance) by Trenton Home Loan on 12-06-2010
Tagged Under : cardiovascular surgeons business loans, medical doctor equipment financing, medical doctors business loans, medical doctors machine financing, medical doctors machinery financing, medical loans, medical loans business loan, neurosurgeons business loans, Southwest, Technical, Wisconsin
Medical Doctors, Cardiovascular surgeons, Neurosurgeons, new and used, machinery, equipment financing, leasing and business loans are still available in today’s financial markets. In this article, we are going to address some application only programs that are available up to $125,000 and full documentation packages up to $250,000.
In today’s market, many lenders have either run out of money to lend or must liquidate their off lease inventories to generate working capital. Additionally, some lenders are no longer in business due to these difficult economic times.
This economic crisis has affected everyone including banks and lenders. The available financing and business loan programs described here include you locating your own medical doctors, cardiovascular surgeons, neurosurgeons, machinery, equipment and bringing to a conventional lender for financing
The business loan requirements for application only programs up to $125,000 are the following:
“A” Credit requires the following: Up to $125,000
• 5 years TIB (time in business) under current ownership
• 700+ credit score
”B” Credit requires the following: Up to $75,000
• 0-3+ years TIB (time in business) under current ownership
• 650-700 credit score
The rates on A and B paper will be slightly different.
Additionally, a filled out lease application dated and signed by the owners and summary page of the last three months business bank statements will get the lending process started.
A copy of an invoice, purchase order etc would be required from the qualified dealer. Additionally, other information might be required but this is taken on a case by case basis.
For equipment and machine financing, leasing and business loans up to $250,000, these are the following requirements:
• 5 years TIB (time in business) under current ownership
• Full Financial Package is required will ALL applications • 675+ credit score
• Low 5 Average bank balance with no NSF’s or Overdrafts
Additionally, the details of this program is listed below if a Corporation of any kind)
1. 2 current years corporate tax returns (COMPLETE WITH ALL SCHEDULES AND ATTACHMENTS)
2. Last 2 years profit & loss statements
3. Last 2 years balance sheets
4. Year to date profit & loss statements
5. Year to date balance sheets
6. 2 current years personal tax returns for ALL owners (COMPLETE WITH ALL SCHEDULES AND ATTACHMENTS)
7. Current signed and dated personal financial statements for ALL owners 8. COMPLETE application with ALL owners information and signatures
(if a Sole. Prop.)
1. 2 current years personal tax returns (COMPLETE WITH ALL SCHEDULES AND ATTACHMENTS)
2. Current signed and dated personal financial statements
3. Last 2 years profit & loss statements
4. Last 2 years balance sheets
5. Year to date profit & loss statements
6. Year to date balance sheets
7. COMPLETE application with ALL owners information and signatures
Once again, a signed and dated lease application would be required to get the financing process started. A copy of an invoice, purchase order etc would be required from the qualified dealer. Additionally, other information be might be required but this is taken on a case by case basis.
This application only and full documentation program would apply to additional following types of healthcare professionals as well:
Medical Doctors, Family Practitioners, Physicians, Cardiologists, Radiologists, Dentists, Urologists, Vets, Surgeons, Physical Therapists, Neurosurgeons, OB/Gyns, Oncologists, Physical Therapists, Plastic Surgeons, Oral Surgeons, Proctologists, Oral Surgeons, Family Doctors, All MD’s, Cardiovascular Surgeons, etc
Additionally, the types of medical and hospital equipment that would qualify under this application only and full documentation financing programs would be:
X Ray equipment, Bone Imaging, Cat Scans, Cardiac Monitors, MRI and Imaging equipment, Lasers and Monitors, Ultrasound equipment, Radiology equipment, Surgical tables and lights, anesthesia machines and vaporisers, microscopes, other types of medical equipment etc
In these difficult economic times, there is still conventional business financing and loans available for the qualified applicant
Happy hunting for your medical doctors, cardiovascular surgeons, neurosurgeons equipment, machine acquisition and its related financing, leasing and business loans,..
Watch the video related to corporate finance
gboogie.net gboogie the king of business credit talks about auto financing. and corporate auto loans
Help answer the question about corporate finance
Do undergrads get hired for corporate finance?I took a corporate finance course at the undergraduate level and really loved it, but I hear that only MBAs get recruited
You need to find a hiring manager that will take a chance on you. Avoid head hunters or recruiters. They are looking for easy, no-brainer, matches. They are usually a step up from used car salesmen in my opinion.
You may need to take a cut in pay to make this happen. I made a career change in IT from one technology to another and I was able to find a manager that took a chance on me, but I had to take a 20% cut in pay. At the time, I had no mortgage or kids and I was able to do it without it seriously impacting my lifestyle.
Good luck.
I've been a finance student for some time, let's see if I can help you.
Quantitative Finance is more math related than Corporate finance. I don't know if 'majors' are the same in Australia as they are here but, when I read about quantitative finance programs in America they are usually Financial Engineering programs. Graduates from these programs tend to take jobs as "Quants" for large stock market brokers and can earn over $750,000 USD a year.
Corporate finance is an area of finance dealing with the financial decisions corporations make and the tools and analysis used to make these decisions. The primary goal of corporate finance is to enhance corporate value while reducing the firm's financial risks. Equivalently, the goal is to maximize the corporations' return on capital. Although it is in principle different from managerial finance which studies the financial decisions of all firms, rather than corporations alone, the main concepts in the study of corporate finance are applicable to the financial problems of all kinds of firms.
The discipline can be divided into long-term and short-term decisions and techniques. Capital investment decisions are long-term choices about which projects receive investment, whether to finance that investment with equity or debt, and when or whether to pay dividends to shareholders. On the other hand, the short term decisions can be grouped under the heading "Working capital management". This subject deals with the short-term balance of current assets and current liabilities; the focus here is on managing cash, inventories, and short-term borrowing and lending (such as the terms on credit extended to customers).
hello – always a good idea to get different views of the organization, makes you more flexible in what you can do. good luck -
explain how the use of derivatives can be uesed to determine maximum profit and minimal cost, if you need any help just shoot me an email (dani_california90@yahoo.com). i just wrote a paper on that for today for my AP Calculous class and have some examples if you need any…
how to cook the books
Mathematical, computer, analytical, and problem-solving skills are essential qualifications for financial analysts and personal financial advisors. Good communication skills also are necessary, because these workers must present complex financial concepts and strategies in easy-to-understand language to clients and other professionals. Self-confidence, maturity, and the ability to work independently are important as well. Financial analysts must be detail oriented, motivated to seek out obscure information, and familiar with the workings of the economy, tax laws, and money markets. Strong interpersonal skills and sales ability are crucial to the success of both financial analysts and personal financial advisors.
I guess your school seperates the two – most just have Finance majors. The difference amounts to where you would like to work – Financial Services would mean you intended on working for a bank, investment bank, hedge fun, Private Equity firm, Venture Capital, Asset Manager, etc – essentially working on Wall Street.
Corporate Finance jobs are finance jobs inside of a company that produces a product or service other than investing money.
Corporate Finance has to do with the accounting internal to any corporation.
Investment Banking facilitates business expansions, acquisitions, mergers, Initial Public Offering, etc.
The biggest difference is . .. The Corporate Finance guy might make 6 figures. The Investment Banker, if successful, can make 8.